Your Guide to Understanding Pet Health Insurance
You either love them or you hate them, the members, breeders, and owners who are affiliated with the American Kennel Club. Puppies who are registered with the American Kennel Club are the aristocracy of the dog world, granted entry into the finest clubs and most exclusive clubs. The breeds not recognized by the American Kennel Club or dogs that are of a mixed ancestry often feel like outsiders or commoners.
For all the hoopla surrounding the American Kennel Club only members actually seem to know what it really is.
The American Kennel Club is the largest registry of purebred dogs in the entire world. In 2006 there were over nine hundred thousand dogs registered with the American Kennel Club. In addition to registering dogs the American Kennel Club also host several large shows including the Westminster Kennel Club Dog Show (it is actually older then the kennel club) and the AKC/ Eukanuba National Championships.
The American Kennel Club has been registering puppies for over one hundred and twenty-two years. In 2006 the AKC signed a contract with the pet stores Pet land but later rescinded the offer after a flurry of controversy.
In addition to hosting dog show and overseeing the registration of hundreds of thousands of dogs each year the American Kennel Club also takes an active interest in canine health research. Some dog owners are familiar with their current advertising campaign promoting their commitment to healthy dogs.
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Because the American Kennel Club realizes that the high cost of veterinary care can be difficult for many dog owners to afford they now offer AKC pet health insurance.
The American Kennel Club Healthcare Plan is designed to help offset the high cost of Veterinary treatments, surgery, and prescriptions.
On the American Kennel Club website they have a list of claims that have recently been paid to dog owners who have purchased an AKC pet health care plan. These claims included a $2,600.00 doller claim for poison toadstools, for a recent case of bee stings they paid a claim of $2,200, and the owners of a dog that was bitten by a snake received a check for 1,262, $2,000 for an intestinal resection, and $2,800 paid out for a ruptured ligament. The biggest claim currently listed on the website is for a ruptured vertebral disc that would have cost the owners an additional $3,329 out of their pockets
The American Kennel Club estimates that the average daily cost of a healthcare plan for your dog is approximately sixty-eight cents a day (this is based on the Essential plan's annual price). You can pick from four different types of healthcare insurance plans, you have a variety of wellness options you can choose from that will help cover dental cleaning, shots, and checkup. Applying for the insurance is supposed to be easy and you can choose to pay monthly or yearly. You get to continue to use you very own veterinarian. The American Kennel Club also offers coverage for cats.
One of the really nice features about the AKC pet healthcare coverage is the sixty-day complimentary trail period.
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